Real Estate Quality Control Analyst

Description

On-Site in Yuba City, CA. Remote work not available.

Summary

To perform department reviews of loan documents, system records, vendor reviews and internal controls as they relate to the Real Estate Department. Ensure all real estate documentation adheres to established compliance and regulatory controls and requirements.

Essential Functions

• Perform review of all real estate loan documents, system records, vendor reviews on a constant and consistent basis.
• Ensure all real estate documentation meets established SCCU guidelines, policies and procedures.
• Ensure all real estate documentation remains in compliance with federal and state regulations as they pertain to real estate.
• Perform follow-up reviews to ensure appropriate action was taken to correct any findings found during initial review.
• Present monthly Quality Control and Assurance findings to Real Estate management.
• Maintain a thorough understanding of state and federal laws and regulations as pertaining to credit union real estate lending.
• Research regulations by reviewing and monitoring regulatory bulletins and other sources of information, including but not limited to government websites such as the DBO, NCUA, CFOB and FFIEC.
• Responsible for all stages of HMDA Compliance and Reporting.
• Performs post-closing document tracking and management.
• Acts as a servicing liaison between the credit union, members and sub-servicer.
• Additional duties as assigned.
  
  

Requirements

Required Skills and Abilities

• Excellent communication skills, both verbal and written.
• Ability to work under stress and pressure of a fast-paced work environment.
• Advanced knowledge of Microsoft Office, especially Word and Excel.
• Ability to prioritize work and handle special projects as assigned by management.
  
  

Education And Experience

• Bachelor’s degree in a business or financial related field or combination of education and five plus years’ experience in the financial services industry with two years’ experience in mortgage regulatory compliance.
• Familiarity with State and Federal regulations as they pertain to Real Estate.
• Familiarity with Fair Lending practices. This includes reviewing files and processes to help ensure compliance such as the ECOA and the Fair Housing Act.
  
  

Physical Requirements And Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Prolonged periods of sitting at a desk and working on a computer – 7 to 8 hours per day.
• Light lifting, carrying, pushing and/or pulling objects up to 25 lbs.
• Intermittent walking and bending.
• General office environment: works generally at a desk in a well-lighted, air-conditioned cubicle/office, with moderate noise levels.
• The preceding list of duties does not include all tasks and responsibilities that may be required with this position. Additional tasks may be assigned, as departmental and operational needs require.