Senior Credit Analyst - Risk Rating

Senior Credit Analyst

Here at Siemens, we take pride in enabling sustainable progress through technology. We do this through empowering customers by combining the real and digital worlds. Improving how we live, work, and move today and for the next generation! We know that the only way a business thrive is if our people are thriving. That’s why we always put our people first. Our global, diverse team would be happy to support you and challenge you to grow in new ways. Who knows where our shared journey will take you?

Transform the everyday with us

We are seeking an energized Senior Credit Analyst primarily in the field of Cash Flow Financing. Risk Controlling – Risk Rating is part of the Siemens Financial Services, Inc (SFS) Risk Controlling function that is headquartered in Munich, Germany, which provides analytical expertise to all SFS’s Business Units and SFS Management, globally.

Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks primarily of U.S. obligors across a wide range of industries. You will provide independent and highly competent risk assessments.

We are looking for a Senior Credit Analyst based out of Iselin, NJ.

What part will you play?

• Independently evaluate financial and business risks, primarily of obligors within the Cash Flow Financing business sector
• Prepare high quality rating reports for new lending opportunities as well as for existing portfolio obligors
• Present analyses for approval to the Team leader and/or the Head of Risk Control-Risk Rating Americas, as determined by the validity amount
• Develop a comprehensive understanding of the SFS rating methodologies and how they relate to the cash flow financing analysis
• Aid in the ongoing monitoring of the creditworthiness of portfolio obligors on a timely basis
• Develop strong relationships with Risk Management to improve and maintain an efficient rating process
• Judiciously recommend and approve obligor ratings within rating authority, once delegated
• Actively cross-train, amongst the various rating disciplines, in order to assist in other areas if called upon to do so
  
  

You will impress us with the follow qualifications:

Basic qualifications:

• 8+ years of relevant work experience within the credit/rating analysis field
• Minimum 4-year college degree in either Finance, Accounting or Economics
  
  

Preferred qualifications:

• Deliver persuasive presentations and articulate financial insights with confidence
• Stay organized and manage time effectively in a fast-paced environment
• Collaborate seamlessly with teams and build strong relationships
• Analyze financial models and translate data into actionable recommendations
• Leverage technical expertise in Microsoft Excel and Word for financial reporting
• Craft clear, well-structured reports and analyses, ensuring accuracy and clarity in all written communication
  
  

You’ll benefit from:

• Siemens offers a variety of health and wellness benefits to our employees. Details regarding our benefits can be found here: https://www.benefitsquickstart.com/siemens/index.html
• The pay range for this position is $118,300 - $202,800 along with an incentive bonus. The actual wage offered may be lower or higher depending on budget and candidate experience, knowledge, skills, qualifications and premium geographic location.
  
  

Equal Employment Opportunity Statement

Siemens is an Equal Opportunity and Affirmative Action Employer encouraging diversity in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.

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Criminal History

Qualified applications with arrest or conviction records will be considered for employment in accordance with applicable local and state laws.