Mortgage Loan Processor II

Description

Sunflower Bank, N.A. is looking for a Mortgage Loan Processor II in our Santa Fe, NM location!

A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies, and completes collection of documentation to prepare loan applications for underwriting decisions. Level II processors handle a substantial variety of loan applicants and applications.

Primary Responsibilities

• Documentation (Review and Verification) – Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission.
• Intermediate Processing – Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed).
• Communication (Internal and External) – Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
• Computer Skills – Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research.
• Closing Support – Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
• Deadlines – Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
• Compliance – Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
• Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
• Understand and participate in the Bank’s Community Reinvestment Act program.
• Perform other duties as assigned.
  
  

Education / Experience

• Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required.
• Proficient in Microsoft Office Suite.
• 2 to 5 years on directly processing experience.
• Excellent verbal and written skills.
• Professional and leadership qualities.
• Ability to maintain confidentiality.
• Attention to detail.
• Basic math skills.
• Data entry skills.
• Calculating Income.
• Satisfy DU Requirements.
• Interpersonal skills.
• Multi-tasking skills.
  
  

Sunflower Bank Benefits

Employees enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!
  
  

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.

If you qualify, apply online at www.sunflowerbank.com/careers.

You’ve never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.

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